Peter Norwood | Finance Watch

Peter Norwood

Senior Research and Advocacy Officer

As Senior Research and Advocacy officer, Peter Norwood works on retail services/consumer protection and financial inclusion issues.

Peter Norwood has extensive experience in EU financial services policy. He has worked for more than ten years for regulators, institutions and associations in the financial services sector, including the German Insurance Association (GDV), one of the biggest UK retail bank, the European Commission (as a Seconded National Expert) and the UK Financial Conduct Authority (FCA).

Throughout his career, Peter has worked on a wide variety of different EU financial services policy topics, including insurance, capital markets, sustainable finance, retail services and financial inclusion, and financial stability.

At Finance Watch, Peter is in charge of the retail and financial inclusion workstream, focusing on over-indebtedness, consumer and mortgage credit, financial inclusion, consumer protection and digitalisation issues (including the use of consumer data by financial services providers). Peter also represents Finance Watch in the Financial Services User Group (FSUG) of the European Commission. 

Prior to his professional career, he graduated from Georgetown University in Washington, DC with an MA in European Studies and from the George Washington University with a BA in International Affairs.  Moreover, he attended the Institut d’Etudes Politiques de Paris for a year to complete the university’s undergraduate student exchange program.

Policy Area

  • Retail & Inclusion

Areas of expertise:

  • Consumer and mortgage credit
  • Digital finance
  • Financial inclusion
  • Retail finance

Contact Information

Finance Watch

Rue Ducale 67 b3, 1000 Bruxelles

Participated in these publications

Policy brief

Policy brief – Citizens are not the product

In this policy brief, Finance Watch outlines the improvements that...
Position paper

What should the final distance marketing of consumer financial services rules look like?

As the DMFSD enters the crucial trilogue stage of the...
Position paper

Views on Council General Approach to Distance Marketing of Financial Services

Finance Watch dives into the details of the Council of...
Policy brief

Root causes of household over-indebtedness

Without strong consumer protection legislation and proper public social security...
Consultation response

Response to the European Commission’s Consultation on Open Finance Framework and Data Sharing in the Financial Sector

In its response to the European Commission’s targeted consultation on...
Position paper

Position Paper on the Retail Investment Strategy

To ensure that European citizens can safely invest in capital...
Position paper

Factsheet – Creditworthiness assessment for small loans: the key to prevent consumer over-indebtedness

Small loans are high risk for consumers, in particular for...
Report

Report – Tackling causes of over-indebtedness in the EU consumer credit market

This report presents the findings of the study as well...
Consultation response

Amending the Mortgage Credit Directive to address consumer protection issues, digitalisation and green mortgages

In its response to the European Commission’s consultation on the...
Report

Report – From debtor prisons to being prisoners of debt

Making the case for harmonised EU consumer insolvency rules.
Consultation response

Insurance Sector and Climate-Related Financial Risks: Response to the FIO

Finance Watch responded to the Federal Insurance Office Information Request...
Consultation response

Response to consultation: Directive on Distance Marketing of Consumer Financial Services

There is a hole in your net. Do you repair...
Report

Report – Insuring the uninsurable: Tackling the link between climate change and financial instability in the insurance sector

A Finance Watch report on how to tackle the link...
Speech

Consumer protection: Digitalisation of retail financial services during the Covid-19 pandemic

Finance Watch statement to the IMCO Committee hearing
Report

Consumer credit market malpractices uncovered

An in-depth study of consumer credit markets in Spain, Romania...
Consultation response

Consultation response on the review of Solvency II

On 21 October 2020, Finance Watch published its response to...

Policy Area

  • Retail & Inclusion

Areas of expertise:

  • Consumer and mortgage credit
  • Digital finance
  • Financial inclusion
  • Retail finance