Panel 1: The situation of Over-indebtedness in Europe / Measures to detect, limit and cure over-indebtedness in Europe.
Mr Martin Siecker – President of the Section for Single Market, Production and Consumption, EESC
Despina Spanou – Director for Consumer Affairs, DG SANCO
Philippe Lamberts – Member of the European Parliament
Olivier Micol – Head of unit, SANCO B4 TBC, DG-SANCO report presentation
Andrea Falanga – Researcher, Réseau Financité & EFIN, study preview
Panel 2 : Cleaning the market from unfair practices and toxic products
Daniela Rondinelli – Member of the Employees’ group, EESC
Romanian situation about payday loan practices and lack of regulation
Alin Iacob – Association of Financial Services Users Panel 1:
Romanian situation about payday loan practices and lack of regulation
Revolving credit regulation to limit use difficulties for the customers
Maxime Chipoy, UFC Que Choisir
Payday lenders: a UK regulation project
Richard Piggin – Which?
Panel 3 : Build effective tools to detect and cure debt issues at early stage
Richard Ahlström – Malmö University
Debt settlement plan and rehabilitation impact measures: learning fromNordic countries
Caroline Siarkiewicz, Money Advice Service
Money Advice service approach in the UK
Jan Siebols – Vroeg er op af, City of Amsterdam
An original approach to detect financial issues at early stage
Maxime Pekkip – Crésus Federation
Money advice and over-indebtedness prevention approach in France
Panel 4 : EU Indicators
Ms Camille Dümm, Credit Register Manager, Belgian National Bank, Belgium
Ms Justyna Pytkowska, Research Manager, Microfinance Centre, Poland
Money advice and over-indebtedness prevention approach in France
Panel 4: From a “punishment model” to a “solution oriented” approach
Richard Ahlström – Malmö University
Historical milestones in debt collection practices
Philippe Assedo, BNP-Paribas Personal Finance
Innovative use of behavioral scoring to prevent financial issues of customers
Geert Lankhorst – Ministry of Security and Justice, the Netherlands
A new concept “the unreasonably creditor position” that hinder debt settlements
Conclusion:
Reine-Claude Mader – Chairperson of the Consumer, Housing and Lifestyle Federation (CLCV)
Hans Grohs – President European Consumer Debt Network
Olivier Jerusalmy – Chairman of EFIN / Researcher at Réseau Financité
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