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This policy portal provides a public interest perspective on the issues at stake and ongoing legislative debates in the field of financial regulation.

As major rules for financial institutions are set at the EU rather than national level, EU legislators play the key role. Adequate rules are of crucial importance, as the size, complexity and influence of the financial system have reached unprecedented levels. Challenges like digitalisation or accelerating climate change need to be addressed too. There is a long way to go to make finance truly serve the economy and society.



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Consultation response

Consultation responses: TPT guidance for the insurance sector


A Wrinkle in the Process: Financial Inclusion Barriers in an Ageing Europe – Report

A groundbreaking look at vulnerability among older people in the European Union and the barriers they face that limit their access to basic, mainstream-market financial services and products appropriate to their needs in their communities.

Report “Basic Financial Services”

Finance Watch released a report which identifies a shortlist of basic financial products and services that should be made available to all European citizens to help combat financial and social exclusion.
Position paper

Finance Watch recommendations for a Pan-European Personal Pension Product

Brussels, 4 April 2018 – Finance Watch published its comments and recommendations regarding the European Commission’s proposal for a pan-European Personal Pension Product (PEPP) (COM/2017/0343 final – 2017/0143 (COD))  from June 2017.
Consultation response

Consultation response on institutional investors and asset managers’ duties regarding sustainability


A pot of gold at the end of the rainbow

Brussels, 27 June 2017 – Finance Watch published today its report on the future of pensions in the EU, “A pot of gold at the end of the rainbow”.
Consultation response

Response to the EC’s Public Consultation on a Potential EU Personal Pensions Framework


Public Hearing at the European Commission on Personal Pensions

Finance Watch’s Head of Public Affairs, Joost Mulder, spoke on a panel  at the European Commission’s “Public Hearing on Personal Pensions: towards a pan-European pension product?”, 24 October 2016 in Brussels.
Consultation response

Finance Watch response to ECON coherence questionnaire

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