Policy portal Retail & Inclusion

Access to financial services for individuals is a prerequisite for social inclusion, a decent standard of living during working and retirement age and protection in case of unexpected life events. Unaffordable offers and discriminatory practices are some of the barriers preventing many citizens from accessing the basic financial services needed to participate in modern life.

EU policymakers have a responsibility to remove these barriers and make the retail financial services market safe and fair. Rules are also needed to help citizens avoid over-indebtedness and offer a way out for those who find themselves in this difficult situation. And all of this must extend to the digital world (See also “digitalisation” under “Digital Finance“).

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3 PUBLICATIONS

Consultation response

Feedback on the Roadmap for a Money Laundering and Terrorism Financing Action Plan

Feedback on the Roadmap for a Money Laundering and Terrorism Financing Action Plan
Report

Financial Exclusion: Making the invisible visible

Brussels, 3 March 2020 – Finance Watch released a report on the increasing range of people in the EU encountering difficulties in accessing financial services. Financialisation and technological developments are part of the reason for this increase but, importantly, it is also due to the rise of EU workers living in poverty since the financial crisis.
Financial Exclusion: Making the invisible visible
Consultation response

EFIN response to European Supervisory Authorities consultation on Big Data

EFIN response to European Supervisory Authorities consultation on Big Data

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