Policy portal Retail & Inclusion

Access to financial services for individuals is a prerequisite for social inclusion, a decent standard of living during working and retirement age and protection in case of unexpected life events. Unaffordable offers and discriminatory practices are some of the barriers preventing many citizens from accessing the basic financial services needed to participate in modern life.

EU policymakers have a responsibility to remove these barriers and make the retail financial services market safe and fair. Rules are also needed to help citizens avoid over-indebtedness and offer a way out for those who find themselves in this difficult situation. And all of this must extend to the digital world (See also “digitalisation” under “Digital Finance“).

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9 PUBLICATIONS

Position paper

Social innovation and mutual learning on micro-saving in Europe. Country report – France

Impact assessment report on the programme implemented in France Country report [This page was originally published on www.fininc.eu. To learn more about the transfer of EFIN’s activities to Finance Watch, read our press release].
Social innovation and mutual learning on micro-saving in Europe. Country report – France
Position paper

UK CASE STUDY – Affordable Personal Inclusive Credit

[This page was originally published on www.fininc.eu. To learn more about the transfer of EFIN’s activities to Finance Watch, read our press release].
UK CASE STUDY – Affordable Personal Inclusive Credit
Position paper

Belgian CASE STUDY – Affordable Personal Inclusive Credit

[This page was originally published on www.fininc.eu. To learn more about the transfer of EFIN’s activities to Finance Watch, read our press release].
Belgian CASE STUDY – Affordable Personal Inclusive Credit
Position paper

French CASE STUDY – Affordable Personal Inclusive Credit

[This page was originally published on www.fininc.eu. To learn more about the transfer of EFIN’s activities to Finance Watch, read our press release].
French CASE STUDY – Affordable Personal Inclusive Credit
Position paper

Italy CASE STUDY – Affordable Personal Inclusive Credit

[This page was originally published on www.fininc.eu. To learn more about the transfer of EFIN’s activities to Finance Watch, read our press release].
Italy CASE STUDY – Affordable Personal Inclusive Credit
Position paper

Social innovation and mutual learning on micro-saving in Europe – Global assessment report

[This page was originally published on www.fininc.eu. To learn more about the transfer of EFIN’s activities to Finance Watch, read our press release].
Social innovation and mutual learning on micro-saving in Europe – Global assessment report
Consultation response

Finance Watch response to the IOSCO consultation on the regulation of retail structured products

Finance Watch response to the IOSCO consultation on the regulation of retail structured products
Position paper

Financial inclusion and new means of payment

Qualitative review in five European countries – May 2013: Study commissioned by EUFFI, the European Foundation for Financial Inclusion.
Financial inclusion and new means of payment
Position paper

Discussion paper on product rules for retail investment products

Finance Watch published a discussion paper comparing different national product design rules for packaged retail products, and how they could be integrated into a single European framework within the PRIPs Regulation.
Discussion paper on product rules for retail investment products

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