Policy portal Retail & Inclusion

Access to financial services for individuals is a prerequisite for social inclusion, a decent standard of living during working and retirement age and protection in case of unexpected life events. Unaffordable offers and discriminatory practices are some of the barriers preventing many citizens from accessing the basic financial services needed to participate in modern life.

EU policymakers have a responsibility to remove these barriers and make the retail financial services market safe and fair. Rules are also needed to help citizens avoid over-indebtedness and offer a way out for those who find themselves in this difficult situation. And all of this must extend to the digital world (See also “digitalisation” under “Digital Finance“).

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Consultation response

Consultation response on transparency and fees in cross-border transactions in the EU

Consultation response

Consultation response on the REFIT review of the EU Directive on motor insurance


A pot of gold at the end of the rainbow

Brussels, 27 June 2017 – Finance Watch published today its report on the future of pensions in the EU, “A pot of gold at the end of the rainbow”.
Consultation response

EFIN response to European Supervisory Authorities consultation on Big Data

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