Policy portal Retail & Inclusion

Access to financial services for individuals is a prerequisite for social inclusion, a decent standard of living during working and retirement age and protection in case of unexpected life events. Unaffordable offers and discriminatory practices are some of the barriers preventing many citizens from accessing the basic financial services needed to participate in modern life.

EU policymakers have a responsibility to remove these barriers and make the retail financial services market safe and fair. Rules are also needed to help citizens avoid over-indebtedness and offer a way out for those who find themselves in this difficult situation. And all of this must extend to the digital world (See also “digitalisation” under “Digital Finance“).

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67 PUBLICATIONS

Position paper

CAPIC EU Project: lessons learned

[This page was originally published on www.fininc.eu. To learn more about the transfer of EFIN’s activities to Finance Watch, read our press release].
Position paper

Innovation Sociale & apprentissage mutuel en matière de micro-épargne en Europe. Notes de synthèse

[This page was originally published on www.fininc.eu. To learn more about the transfer of EFIN’s activities to Finance Watch, read our press release]  
Position paper

Social Innovation & Mutual learning on Micro-savings in Europe: synthesis.

[This page was originally published on www.fininc.eu. To learn more about the transfer of EFIN’s activities to Finance Watch, read our press release]  
Consultation response

Consultation on bank account

Consultation response

Consultation on basic payment account

Consultation response

Responsible mortgage lending and borrowing

Consultation response

Financial inclusion : ensuring access to a basic bank account

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