Policy portal Stability & Supervision

When trust in the financial system disappears, panic sets in: fire sales of financial assets and bank runs can make the entire system collapse. Taxpayers are forced to bail out “too-big-to-fail” institutions to protect essential economic functions (deposits, credit, payment systems).

Mitigating implicit “moral hazard” requires sound prudential policies protecting essential banking services from excessive risk-taking and maintaining adequate capital levels to cover possible losses. Well-resourced, and independent supervision is also key. Finally, prudential regulation must also respond to new risks related to digitalisation (see “Digital Finance”) and climate change (see climate risk under “Sustainable Finance”).

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16 PUBLICATIONS

Consultation response

Consultation response on the functioning of the EU securitisation framework

Consultation response on the functioning of the EU securitisation framework
Consultation response

Consultation Response on the Supervisory Convergence and the Single Rule Book

Consultation Response on the Supervisory Convergence and the Single Rule Book
Open letter

Alliance Letters to EU institutions on the Reform of the European Supervisory Authorities (ESAs)  

Together with BEUC, Better Finance, AGE Platform Europe and Coface Families Europe, we sent two letters to the European institutions regarding the Reform of the European Supervisory Authorities.
Alliance Letters to EU institutions on the Reform of the European Supervisory Authorities (ESAs)  
Open letter

Our letter to the EBA on top official’s alleged move to lobbying organisation

Update 28/10/19 -> You can now sign a petition organised by the Change Finance coalition.
Our letter to the EBA on top official’s alleged move to lobbying organisation
Open letter

Reform of the European Supervisory Authorities and financial consumer protection

Together with four other organisations, Finance Watch has sent an open letter to the Members of the Council of the European Union to express serious concerns over their proposal for reforming the European Supervisory Authorities (ESAs).
Reform of the European Supervisory Authorities and financial consumer protection
Joint statement

Joint Statement: ECON’s draft report on the review of the European Financial Supervisors

Joint Statement by Finance Watch, Better Finance, Beuc, Coface Families Europe, Age Plateform Europe
Joint Statement: ECON’s draft report on the review of the European Financial Supervisors
Policy brief

Finance Watch Blueprint on the European System of Financial Supervision

In order to ensure that the European financial system operates in a way that protects consumers, investors and taxpayers we need strong European supervisory authorities that are appropriate staffed, financed and given strong mandates.
Finance Watch Blueprint on the European System of Financial Supervision
Speech

Speech at the Public Hearing on the Review of the European System of Financial Supervision

Finance Watch’s Executive Director Anne Fily spoke on a panel at the European Parliament’s ECON Committee Public Hearing on the Review of the European System of Financial Supervision on 27 February 2018.
Speech at the Public Hearing on the Review of the European System of Financial Supervision
Open letter

Proposal for the EU financial supervisory reform – Open letter

Brussels, 27 November 2017 Finance Watch has co-signed a letter to the heads of the European Union institutions, European Supervisory Authorities and key policy makers on the review of the European system of the financial supervision.
Proposal for the EU financial supervisory reform – Open letter
Consultation response

Response to the EC’s public consultation on the operations of the European Supervisory Authorities

Response to the EC’s public consultation on the operations of the European Supervisory Authorities
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