Policy portal Stability & Supervision

When trust in the financial system disappears, panic sets in: fire sales of financial assets and bank runs can make the entire system collapse. Taxpayers are forced to bail out “too-big-to-fail” institutions to protect essential economic functions (deposits, credit, payment systems).

Mitigating implicit “moral hazard” requires sound prudential policies protecting essential banking services from excessive risk-taking and maintaining adequate capital levels to cover possible losses. Well-resourced, and independent supervision is also key. Finally, prudential regulation must also respond to new risks related to digitalisation (see “Digital Finance”) and climate change (see climate risk under “Sustainable Finance”).

Or go to the search page

24 PUBLICATIONS

Report

Representation of the public interest in banking

Most of us have little or no say in what banks can and cannot, should and should not be doing, yet in Europe in 2016 we are all deeply affected by the activities of banks. This report investigates the numerous ways in which the public is blocked from participating in influencing the activities of banks and from representing its own interests in banking.
Policy brief

Curbing subjectivity: A technical brief on the Fundamental Review of the Trading Book proposal

This note provides Finance Watch’s assessment of the proposals of the Basel Committee on Banking Supervision figuring in the “Fundamental Review of the Trading Book”.
Speech

Public hearing on the EU’s Macro-prudential Policy

Finance Watch Secretary General, Christophe Nijdam, spoke on a panel at the European Commission’s Public hearing on the EU’s Macro-prudential Policy in Brussels, 07 November 2016
Consultation response

Response to the EC’s consultation on the “Review of the EU Macroprudential Policy Framework”

Position paper

Comments on the EBA’s Interim Report on the Implementation and Design of the MREL Framework

Finance Watch comments on the European Banking Authority’s Interim Report on the Implementation and Design of the MREL Framework.
Position paper

Comments on the current debate regarding bank bail-in and recapitalisation

Finance Watch comments on the current debate regarding bank bail-in and recapitalisation.
Consultation response

Response to the BCBS consultation on the “Revisions to the Basel III leverage ratio framework”

Consultation response

Response to the BCBS consultation on “Reducing variation in credit risk-weighted assets”

Speech

Speech at the EP Public hearing on Securitisation

Finance Watch’s Secretary General Christophe Nijdam made a statement on the Public hearing on Securitisation, organised by the Economic and Monetary Affairs (ECON) Committee at the European Parliament, on 13 June 2016.
Speech

Speech at the EC public hearing on the Call for Evidence – A review of the EU regulatory framework for financial services

Finance Watch’s Secretary General, Christophe Nijdam, gave a speech at the European Commission’s public hearing on the Public hearing on the “Call for Evidence on the EU regulatory framework for financial services – understanding the interactions and cumulative impact of legislation” on 17 May 2016. Download the opening statement (pdf) Watch the video of Christophe Nijdam’s speech (15 minutes): Key points: The financial crisis was caused by too little regulation, not too much. There is no trade-off between economic growth and financial stability. It is too soon to review regulation that has not been fully implemented. Prudential reforms have not delivered economic and financial stability or clear and simple rules, or restored trust, for example: Tier 1 bank capital is too complex...
1 2 3

Upcoming events

Check our events page

Optimized with PageSpeed Ninja