Policy portal Stability & Supervision

When trust in the financial system disappears, panic sets in: fire sales of financial assets and bank runs can make the entire system collapse. Taxpayers are forced to bail out “too-big-to-fail” institutions to protect essential economic functions (deposits, credit, payment systems).

Mitigating implicit “moral hazard” requires sound prudential policies protecting essential banking services from excessive risk-taking and maintaining adequate capital levels to cover possible losses. Well-resourced, and independent supervision is also key. Finally, prudential regulation must also respond to new risks related to digitalisation (see “Digital Finance”) and climate change (see climate risk under “Sustainable Finance”).

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11 PUBLICATIONS

Open letter

Proposal for the EU financial supervisory reform – Open letter

Brussels, 27 November 2017 Finance Watch has co-signed a letter to the heads of the European Union institutions, European Supervisory Authorities and key policy makers on the review of the European system of the financial supervision.
Position paper

Comment on the final report of the European Commission’s Expert Group on Corporate Bonds

Finance Watch and BETTER FINANCE comment on the final report of the European Commission’s Expert Group on Corporate Bonds
Consultation response

Consultation response on secondary markets for non-performing loans

Speech

Speech at Financial Stability Conference 2017

Berlin, 18 October 2017 – Ten years after the onset of the most serious financial crisis in recent history, the EU’s financial framework is still not consistent and needs to be further strengthened to ensure financial stability. Further reforms to improve the resilience of the banking sector are still needed to turn the current cyclical recovery into a sustainable structural recovery.
Consultation response

Finance Watch response to the ESMA Consultation Paper on suitability requirements guidelines under MiFID II

Policy brief

Policy Brief “One step forward, two steps back”

Brussels, 7 June 2017 – Finance Watch, the public interest advocacy group working to make finance serve society, has published a new Policy Brief “One step forward, two steps back” with comments and recommendations on the EU’s Banking Package.
Consultation response

Response to the EC’s public consultation on the operations of the European Supervisory Authorities

Speech

Public hearing at ECON on the banking legislation package

Finance Watch Senior Policy Analyst Christian Stiefmüller spoke on a panel at the European Parliament’s ECON Committee Public Hearing “Updating CRR, CRD, BRRD and SRMR: the new banking legislation package” on 25 April 2017.
Report

The Capital Markets Union and sustainability: recommendations for the mid-term review

This new report from six civil society groups (WWF, E3G, Finance Watch, Friends of the Earth Europe, ShareAction and actionaid) recommends ways to integrate sustainability goals in the Capital Markets Union, in response to the Commission’s mid-term review of the CMU.
Consultation response

Response to the EC’s public consultation on the CMU mid-term review 2017

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