Policy portal Stability & Supervision

When trust in the financial system disappears, panic sets in: fire sales of financial assets and bank runs can make the entire system collapse. Taxpayers are forced to bail out “too-big-to-fail” institutions to protect essential economic functions (deposits, credit, payment systems).

Mitigating implicit “moral hazard” requires sound prudential policies protecting essential banking services from excessive risk-taking and maintaining adequate capital levels to cover possible losses. Well-resourced, and independent supervision is also key. Finally, prudential regulation must also respond to new risks related to digitalisation (see “Digital Finance”) and climate change (see climate risk under “Sustainable Finance”).

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10 PUBLICATIONS

Position paper

Brexit: Preparing for a future UK-EU trade relationship

Finance Watch publishes new briefing note „Preparing for a future UK-EU trade relationship“
Consultation response

EIOPA consultation on resolution funding and national IGSs

Report

Financial Regulation challenged by European Trade Policy

On 2 October 2018, the Veblen Institute and Finance Watch published a report on the impact of European trade policy on financial regulation.
Report

Report: “#10yearsAfter – Back to Business as Usual”

In its comprehensive analysis of post-crisis regulation, Finance Watch demonstrates that the opportunity for a fundamental realignment of the global financial sector has been missed and that none of the structural vulnerabilities that led to the financial crisis of 2008 have been tackled in a decisive way.
Consultation response

Finance Watch response to the public consultation on impact assessment guidelines

Joint statement

Joint Statement: ECON’s draft report on the review of the European Financial Supervisors

Joint Statement by Finance Watch, Better Finance, Beuc, Coface Families Europe, Age Plateform Europe
Policy brief

“’Would you mind holding this for me?’ The (increasingly desperate) search for an answer to Europe’s NPL problem”

Brussels, 8 June 2018 – Finance Watch published today a detailed analysis of the European Commission’s package to tackle Non-Performing Loans (NPL): “’Would you mind holding this for me?’ The (increasingly desperate) search for an answer to Europe’s NPL problem”.
Speech

Speech at the Public Hearing on Brexit and its potential impact for Lower Saxony

Hanover, 3 May 2018 – Statement by Prof. Rainer Lenz, Board director at Finance Watch at the Public Hearing of the Ausschuss für Bundes- und Europaangelegenheiten und Regionale Entwicklung des Niedersächsischen Landtages on “Brexit and its potential impact for Lower Saxony”.
Policy brief

Finance Watch Blueprint on the European System of Financial Supervision

In order to ensure that the European financial system operates in a way that protects consumers, investors and taxpayers we need strong European supervisory authorities that are appropriate staffed, financed and given strong mandates.
Speech

Speech at the Public Hearing on the Review of the European System of Financial Supervision

Finance Watch’s Executive Director Anne Fily spoke on a panel at the European Parliament’s ECON Committee Public Hearing on the Review of the European System of Financial Supervision on 27 February 2018.

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