Policy portal Stability & Supervision

When trust in the financial system disappears, panic sets in: fire sales of financial assets and bank runs can make the entire system collapse. Taxpayers are forced to bail out “too-big-to-fail” institutions to protect essential economic functions (deposits, credit, payment systems).

Mitigating implicit “moral hazard” requires sound prudential policies protecting essential banking services from excessive risk-taking and maintaining adequate capital levels to cover possible losses. Well-resourced, and independent supervision is also key. Finally, prudential regulation must also respond to new risks related to digitalisation (see “Digital Finance”) and climate change (see climate risk under “Sustainable Finance”).

Or go to the search page

7 PUBLICATIONS

Position paper

How can safer banks hurt the EU economy?

Finance Watch publishes a critical analysis of a report on the EU implementation of the final Basel III framework by Copenhagen Economics for the European Banking Federation. It aims at balancing the public debate around the importance of sufficient capital requirements for the benefit of European societies and economies.
Consultation response

Consultation response on EBA’s proposals for a STS framework for synthetic securitisation

Position paper

Three reforms to strengthen the Banking Union and the euro area

As a complement to a hearing held on 7 November 2019 by MEP Pedro Marques as rapporteur for the Banking Union Annual Report, Finance Watch published a technical brief on the financial architecture of the Euro Area.
Open letter

Our letter to the EBA on top official’s alleged move to lobbying organisation

Update 28/10/19 -> You can now sign a petition organised by the Change Finance coalition.
Open letter

Open Letter for the Sibiu Summit 2019 on the Future of Europe

Finance Watch has co-signed a letter with over 50 other civil society organisations from across Europe. The letter has been sent to the EU heads of state attending the Sibiu Summit 2019 on the Future of Europe, urging them nominate European commissioners who will support and serve present and future generations, and prioritise environment, quality of life and decent work.
Consultation response

ESMA consultation on Disclosure Requirements Applicable to Credit Ratings

Open letter

Reform of the European Supervisory Authorities and financial consumer protection

Together with four other organisations, Finance Watch has sent an open letter to the Members of the Council of the European Union to express serious concerns over their proposal for reforming the European Supervisory Authorities (ESAs).

Upcoming events

Check our events page

Optimized with PageSpeed Ninja