Policy portal Stability & Supervision

When trust in the financial system disappears, panic sets in: fire sales of financial assets and bank runs can make the entire system collapse. Taxpayers are forced to bail out “too-big-to-fail” institutions to protect essential economic functions (deposits, credit, payment systems).

Mitigating implicit “moral hazard” requires sound prudential policies protecting essential banking services from excessive risk-taking and maintaining adequate capital levels to cover possible losses. Well-resourced, and independent supervision is also key. Finally, prudential regulation must also respond to new risks related to digitalisation (see “Digital Finance”) and climate change (see climate risk under “Sustainable Finance”).

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5 PUBLICATIONS

Consultation response

Consultation response on the functioning of the EU securitisation framework

Consultation response

Consultation Response on the Supervisory Convergence and the Single Rule Book

Consultation response

Consultation response on the Review of the Crisis Management and Deposit Insurance framework (CMDI)

Speech

Tackling non-performing loans in the aftermath of the Covid-19 pandemic

A statement provided by Finance Watch Head of Research and Advocacy Thierry Philipponnat  at the European Economic and Social Committee hearing on 15 February 2021.
Consultation response

Response to EU Commission on review of Alternative Investment Fund Managers Directive (AIFMD)

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