Policy portal Stability & Supervision

When trust in the financial system disappears, panic sets in: fire sales of financial assets and bank runs can make the entire system collapse. Taxpayers are forced to bail out “too-big-to-fail” institutions to protect essential economic functions (deposits, credit, payment systems).

Mitigating implicit “moral hazard” requires sound prudential policies protecting essential banking services from excessive risk-taking and maintaining adequate capital levels to cover possible losses. Well-resourced, and independent supervision is also key. Finally, prudential regulation must also respond to new risks related to digitalisation (see “Digital Finance”) and climate change (see climate risk under “Sustainable Finance”).

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141 PUBLICATIONS

Position paper

Three reforms to strengthen the Banking Union and the euro area

As a complement to a hearing held on 7 November 2019 by MEP Pedro Marques as rapporteur for the Banking Union Annual Report, Finance Watch published a technical brief on the financial architecture of the Euro Area.
Open letter

Our letter to the EBA on top official’s alleged move to lobbying organisation

Update 28/10/19 -> You can now sign a petition organised by the Change Finance coalition.
Open letter

Open Letter for the Sibiu Summit 2019 on the Future of Europe

Finance Watch has co-signed a letter with over 50 other civil society organisations from across Europe. The letter has been sent to the EU heads of state attending the Sibiu Summit 2019 on the Future of Europe, urging them nominate European commissioners who will support and serve present and future generations, and prioritise environment, quality of life and decent work.
Consultation response

ESMA consultation on Disclosure Requirements Applicable to Credit Ratings

Open letter

Reform of the European Supervisory Authorities and financial consumer protection

Together with four other organisations, Finance Watch has sent an open letter to the Members of the Council of the European Union to express serious concerns over their proposal for reforming the European Supervisory Authorities (ESAs).
Position paper

Brexit: Preparing for a future UK-EU trade relationship

Finance Watch publishes new briefing note „Preparing for a future UK-EU trade relationship“
Consultation response

EIOPA consultation on resolution funding and national IGSs

Report

Financial Regulation challenged by European Trade Policy

On 2 October 2018, the Veblen Institute and Finance Watch published a report on the impact of European trade policy on financial regulation.
Report

Report: “#10yearsAfter – Back to Business as Usual”

In its comprehensive analysis of post-crisis regulation, Finance Watch demonstrates that the opportunity for a fundamental realignment of the global financial sector has been missed and that none of the structural vulnerabilities that led to the financial crisis of 2008 have been tackled in a decisive way.
Consultation response

Finance Watch response to the public consultation on impact assessment guidelines

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