Christian M. Stiefmüller

Senior Research and Advocacy Advisor

Christian advises Finance Watch on banking regulation as well as on questions around FinTech, financial supervision and pensions.

He graduated from the University of California, Berkeley with an MBA in Finance and from the University of Innsbruck with degrees in Law and Applied Languages. In the two decades of his career as a senior investment banker he worked at major international banks, including Deutsche Bank, Citigroup and UniCredit, advising large corporate clients and financial investors. More recently, he has returned to the field of International and European Union Law, concentrating on financial regulation.

Christian is the Finance Watch representative at the Banking Stakeholder Group of the European Banking Authority (EBA) and at the Securities and Markets Stakeholders Group of the European Securities and Markets Authority (ESMA).

Policy Area

  • Digital Finance

Areas of expertise:

  • Banking regulation
  • Digital finance
  • Financial stability
  • Recovery and Resolution

Contact Information

Finance Watch

Rue Ducale 67 b3, 1000 Bruxelles

Participated in these publications

Policy brief – The Digital Euro: A Matter of Trust
Policy brief

Policy brief – The Digital Euro: A Matter of Trust

In this policy brief, Finance Watch argues that for the...
Response to the European Commission’s consultation on State Aid for Banks in Difficulty
Consultation response

Response to the European Commission’s consultation on State Aid for Banks in Difficulty

In its response to the European Commission’s consultation on the...
Response to the European Commission’s Consultation on Open Finance Framework and Data Sharing in the Financial Sector
Consultation response

Response to the European Commission’s Consultation on Open Finance Framework and Data Sharing in the Financial Sector

In its response to the European Commission’s targeted consultation on...
Policy brief

Policy brief: “Cracks in the pillars – Financial stability loses out in the EU’s Basel III endgame”

Finance Watch’s analysis of the Banking Package 2021 shows how...
Improving the EU Macroprudential Framework for the Banking Sector (Consultation response)
Consultation response

Improving the EU Macroprudential Framework for the Banking Sector (Consultation response)

In order to contain the financial stability risks posed by...
Report

Analysis of the EU Digital Finance package – A New Finance Watch Report

Finance Watch provides in a new report analysis of policy...
Consultation response on the Review of the Crisis Management and Deposit Insurance framework (CMDI)
Consultation response

Consultation response on the Review of the Crisis Management and Deposit Insurance framework (CMDI)

Finance Watch calls upon EU policymakers and regulators to concentrate...
Response to EU Commission on review of Alternative Investment Fund Managers Directive (AIFMD)
Consultation response

Response to EU Commission on review of Alternative Investment Fund Managers Directive (AIFMD)

Finance Watch calls for allowing both qualitative and quantitative approaches...
Public hearing on EU Banking Package at German Bundestag
Speech

Public hearing on EU Banking Package at German Bundestag

On 28 October 2020, Finance Watch participated in a public...
Response to the FSB consultation on the evaluation of the effects of “too-big-to-fail” reforms
Consultation response

Response to the FSB consultation on the evaluation of the effects of “too-big-to-fail” reforms

On 30 September 2020, Finance Watch has submitted its response...
Hearing at the Bundestag on the finalisation of the Basel III framework
Speech

Hearing at the Bundestag on the finalisation of the Basel III framework

Covid-19 looks set to become the banking sector’s most powerful...
Finance Watch response to the FSB’s public consultation on “global stablecoins”
Consultation response

Finance Watch response to the FSB’s public consultation on “global stablecoins”

Finance Watch published today its responses to the Financial Stability...
Consultation response on a new digital finance strategy for Europe / FinTech action plan
Consultation response

Consultation response on a new digital finance strategy for Europe / FinTech action plan

On 26 June 2020, Finance Watch published its response to...
Responses to crypto-assets consultations
Consultation response

Responses to crypto-assets consultations

In March 2020, Finance Watch submitted its responses to two...
Libra: Heads I win – tails you lose
Position paper

Libra: Heads I win – tails you lose

Finance Watch releases a highly sceptical initial assessment of plans...
Report

Report: “#10yearsAfter – Back to Business as Usual”

In its comprehensive analysis of post-crisis regulation, Finance Watch demonstrates...
Policy brief

“’Would you mind holding this for me?’ The (increasingly desperate) search for an answer to Europe’s NPL problem”

Brussels, 8 June 2018 – Finance Watch published today a detailed...
Speech at Financial Stability Conference 2017
Speech

Speech at Financial Stability Conference 2017

Berlin, 18 October 2017 – Ten years after the onset of...
A pot of gold at the end of the rainbow
Report

A pot of gold at the end of the rainbow

Brussels, 27 June 2017 – Finance Watch published today its...
Policy Brief “One step forward, two steps back”
Policy brief

Policy Brief “One step forward, two steps back”

Brussels, 7 June 2017 – Finance Watch, the public interest...
Public hearing at ECON on the banking legislation package
Speech

Public hearing at ECON on the banking legislation package

Finance Watch Senior Policy Analyst Christian Stiefmüller spoke on a panel at...
Response to the EC’s Public Consultation on a Potential EU Personal Pensions Framework
Consultation response

Response to the EC’s Public Consultation on a Potential EU Personal Pensions Framework

Finance Watch is supportive of the European Commission’s initiative to...
Response to the EC’s consultation on the “Review of the EU Macroprudential Policy Framework”
Consultation response

Response to the EC’s consultation on the “Review of the EU Macroprudential Policy Framework”

Executive summary:
Comments on the EBA’s Interim Report on the Implementation and Design of the MREL Framework
Position paper

Comments on the EBA’s Interim Report on the Implementation and Design of the MREL Framework

Finance Watch comments on the European Banking Authority’s Interim Report...
Comments on the current debate regarding bank bail-in and recapitalisation
Position paper

Comments on the current debate regarding bank bail-in and recapitalisation

Finance Watch comments on the current debate regarding bank bail-in...
Response to the BCBS consultation on the “Revisions to the Basel III leverage ratio framework”
Consultation response

Response to the BCBS consultation on the “Revisions to the Basel III leverage ratio framework”

Finance Watch welcomes the agreement of the Group of Central...
Response to the BCBS consultation on “Reducing variation in credit risk-weighted assets”
Consultation response

Response to the BCBS consultation on “Reducing variation in credit risk-weighted assets”

Finance Watch welcomes the initiative of the Basel Committee on...
Policy Brief “TLAC/MREL: Making failure possible?”
Policy brief

Policy Brief “TLAC/MREL: Making failure possible?”

This note provides an update on recent developments in the...

Participated in these articles

8% – We had a deal!

Europe’s “8% rule” requires bank shareholders to cover losses on...

Kicking and screaming – the Euro arrives in the Digital Age

As development of the digital Euro project begins, policymakers must...

Basel III finalisation comes undone: A proposal that lets down citizens and backtracks on global agreements

Finance Watch regrets that the so-called “draft Banking Package 2021”...

Facebook’s digital currency plans: frozen for good or merely on ice?

Worldwide regulatory scrutiny and fierce resistance from civil-society organisations may...

Finance Watch’s view on the COVID-19 Banking Package

It makes good sense to suspend or postpone measures that...

Coronavirus: Should taxpayers bail-out debt-laden corporates?

How will the coronavirus crisis affect the massive corporate debt...

Can we attach conditionality to the ECB’s emergency liquidity programmes targeted at banks?

Many critics are asking for the ECB’s massive support of...

Banks still running on a shoestring

Two and a half years after it was first unveiled...

Banks stress-tests 2018: Trying too hard to reassure

Our banking expert Christian Stiefmüller is having a hard look...

10 Years after the Failure of Lehman Brothers: Once more unto the brink

Remember Lehman? Within the space of ten years we have,...

Splitting Deutsche Bank?

The announcement of a “separation stress-test” for Deutsche Bank shows...

Failing or likely to fail?

Barely a year after its launch, a new European law...

Policy Area

  • Digital Finance

Areas of expertise:

  • Banking regulation
  • Digital finance
  • Financial stability
  • Recovery and Resolution